BorneoEnglish: Financial Inclusion News Today
Showing posts with label Financial Inclusion. Show all posts
Showing posts with label Financial Inclusion. Show all posts

Monday, April 6, 2026

Bank Kalsel Expands Sharia Services, Launches 3 New KCPS Offices in South Kalimantan

Bank Kalsel launches 3 new KCPS offices in South Kalimantan to expand sharia banking services and support inclusive economic growth.
Bank Kalsel launches 3 new KCPS offices in South Kalimantan to expand sharia banking services and support inclusive economic growth.

BANJARMASIN – Bank Kalsel continues to strengthen its commitment to advancing the sharia economy by officially launching three Sharia Sub-Branch Offices (KCPS) in strategic areas across South Kalimantan.

President Director Fachrudin stated that this expansion aims to bring more accessible, comfortable, and representative Islamic banking services closer to the community.

“The opening of these KCPS offices is intended to provide more convenient and accessible sharia banking services for the public,” Fachrudin said in Banjarmasin on Sunday.

He added that the initiative responds to the growing demand for financial services that align with Islamic principles, offering transparency and ethical banking solutions.

Expansion Targets Strategic Regions

The three newly launched KCPS offices are located in high-potential economic areas:

  • KCPS Tanjung (Tabalong Regency)
    Designed to support industrial zones and serve as a buffer area for Indonesia’s new capital (IKN).

  • KCPS Rantau (Tapin Regency)
    Focused on strengthening local trade and agricultural sectors.

  • KCPS Handil Bakti (Barito Kuala Regency)
    Aimed at serving densely populated residential areas and inter-provincial routes between South Kalimantan and Central Kalimantan.

According to Fachrudin, this expansion goes beyond business growth and reflects the bank’s commitment to building an inclusive financial ecosystem.

“This is not just about achieving business targets, but also a tangible contribution to the development of an inclusive financial ecosystem in the region,” he emphasized.

Supporting SMEs and Financial Inclusion

The presence of these new KCPS offices is expected to improve access to sharia banking services, especially for small and medium-sized enterprises (SMEs) and retail customers.

Bank Kalsel also aims to ensure that its services remain transparent, easy to understand, and fully compliant with Islamic financial principles.

This move is seen as a key step in accelerating financial literacy and inclusion in regions that previously had limited access to optimal banking services.

Long-Term Commitment

This expansion is part of Bank Kalsel’s long-term strategy to strengthen its role as a regional bank that adapts to the evolving needs of modern society.

With a broader service network, the bank remains optimistic about becoming a driving force behind the growth of the sharia economy in South Kalimantan.

FAQ

1. What is KCPS at Bank Kalsel?
KCPS stands for Sharia Sub-Branch Office, providing Islamic banking services.

2. Where are the new KCPS locations?
They are located in Tanjung (Tabalong), Rantau (Tapin), and Handil Bakti (Barito Kuala).

3. What is the purpose of opening these offices?
To expand access to convenient, transparent, and inclusive sharia banking services.

4. Who benefits from this expansion?
SMEs, retail customers, and the broader community seeking Islamic financial services.

5. Is this part of a business strategy?
Yes, but it also reflects a commitment to regional economic development and financial inclusion.

Bank Kalsel Expands Financial Access With 968 ADINK Agents Across Villages

Bank Kalsel expands financial access with 968 ADINK agents, bringing banking services closer to rural communities and supporting financial inclusion in South Kalimantan.
Bank Kalsel expands financial access with 968 ADINK agents, bringing banking services closer to rural communities and supporting financial inclusion in South Kalimantan.

Banjarmasin — Bank Kalsel continues to strengthen its commitment to expanding financial services access, reaching even the most remote areas. The regional development bank has now deployed a total of 968 Laku Pandai agents across South Kalimantan.

Bank Kalsel President Director, Fachrudin, emphasized that this initiative is part of the bank’s broader strategy to support national financial inclusion.

“We are committed to bringing banking services closer to rural communities,” Fachrudin said in Banjarmasin on Sunday.

He explained that the achievement aligns with the government’s mission and the Financial Services Authority (OJK) in promoting equal access to financial services across Indonesia.

“This reflects Bank Kalsel’s consistency in ensuring financial services are accessible to all segments of society, including those living far from bank branches,” he added.

Strategic Role of ADINK Agents

Bank Kalsel’s Laku Pandai agents operate under the name ADINK (Agen Digital Inklusif Keuangan). These agents act as an extension of the bank, providing essential financial services directly within communities.

Through ADINK, residents can now access banking services without the need to travel long distances.

Key services include:

  • Opening savings accounts

  • Real-time cash deposits and withdrawals

  • Inter-account transfers

  • Bill payments (electricity, water, taxes, and more)

With the growing number of active agents, people in rural areas now have faster, easier, and more convenient access to financial services.

Boosting Local Economy and Preventing Illegal Finance

Beyond simplifying transactions, ADINK also plays a crucial role in improving financial literacy. This helps protect communities from illegal financial schemes, which remain a concern in many regions.

Additionally, more efficient financial transactions are expected to support local economic growth, particularly in rural areas.

Bank Kalsel believes that digital financial services through agents like ADINK are key to accelerating financial inclusion while strengthening community-based economic development.

FAQ 

1. What is ADINK?
ADINK is a branchless banking agent service that allows people to perform financial transactions in their local area.

2. What services are available through ADINK?
Account opening, cash deposits and withdrawals, transfers, and bill payments.

3. Is ADINK safe to use?
Yes, it is an official Bank Kalsel service supervised by OJK.

4. Who can use ADINK services?
Anyone, especially those living far from bank branches.

5. What are the main benefits for rural communities?
Easier access to financial services, time savings, and support for local economic growth.

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